Bylaws arising from the Law on Payment Services and Payment Systems
Payment service providers
Decision on issuing licenses and approvals to payment institutions and electronic money institutions and on the contents and the manner of maintaining registries
(Official Gazette of the Republic of North Macedonia No. 289/22)
Decision on the positions the initial capital and the own funds of the payment institution and the electronic money institution consist of, as well as the type, the contents and the manner of submitting the own funds reports
(Official Gazette of the Republic of North Macedonia No. 271/22)
Instructions on the type and content of the Own Funds Report of payment institutions and electronic money institutions
(Official Gazette of the Republic of North Macedonia No. 186/23)
Decision on the minimum amount of the insurance policy or the liability coverage guarantee
(Official Gazette of the Republic of North Macedonia No. 271/22)
Decision on the type of safe, liquid and low-risk-bearing assets used to protect funds by payment institutions and electronic money institutions
(Official Gazette of the Republic of North Macedonia No. 271/22)
Decision on the type, the manner of submission and the content of the reports on safeguarding of funds
(Official Gazette of the Republic of North Macedonia No. 271/22)
Decision on the type, the manner of submission and the content of the reports on one-time cross-border payment transactions based on cash remittances
(Official Gazette of the Republic of North Macedonia No. 12/23)
Decision on the manner of and the conditions for transferring the execution of important operational functions to outsourcing companies by the payment institution, the electronic money institution and the payment system operator
(Official Gazette of the Republic of North Macedonia No.271/22)
Decision on the manner of conducting oversight on the operations of the payment service providers, the electronic money issuers, their agents, the payment system operators and the outsourcing entities
(Official Gazette of the Republic of North Macedonia No. 271/22)
Regulation on the form and the compulsory elements of the misdemeanor payment order
(Official Gazette of the Republic of North Macedonia No. 12/23)
Decision on the method of notification on the services based on payment instruments that can be used only in a limited wayand on the payment transactions that are carried out through an operator of electronic communication networks or a provider of electronic communication services, as well as the criteria for assessment of the fulfillment of the conditions
(Official Gazette of the Republic of North Macedonia No. 289/22)
Decision on requirements for strong customer authentication and common, secure and open standards of communication
(Official Gazette of the Republic of North Macedonia No. 12/23)
Decision on the security measures for the operational and security risks related to payment services
(Official Gazette of the Republic of North Macedonia No. 12/23)
Decision on the guidelines on major operational and security incident classification and reporting
(Official Gazette of the Republic of North Macedonia No. 12/23)
Decision on the type and amount of the fees for services rendered by the National bank of the Republic of North Macedonia
(Official Gazette of the Republic of North Macedonia No. 1/23)
Decision on the basis for calculation, the amount, the manner of calculation and the manner of payment of the fee for maintaining the license of payment institutions, e-money institutions and payment system operators
(Official Gazette of the Republic of North Macedonia No. 16/23)
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Payment system operators
Decision on issuing licenses and approvals to a payment system operator and on the contents and the manner of maintaining a registry of payment systems operators
(Official Gazette of the Republic of North Macedonia No. 289/22)
Decision on the manner of and the conditions for transferring the execution of important operational functions to outsourcing companies by the payment institution, the electronic money institution and the payment system operator
(Official Gazette of the Republic of North Macedonia No. 271/22)
Decision on the type of the reports on the operations of the payment systems and the manner and the deadlines for their submission
(Official Gazette of the Republic of North Macedonia No. 271/22)
Instructions for the content and the form of the reports on the operation of the payment systems
(Official Gazette of the Republic of North Macedonia No. 16/23)
Decision on the upper limit on the amount of low value payments
(Official Gazette of the Republic of North Macedonia No. 271/22)
Decision on the manner of conducting oversight on the operations of the payment service providers, the electronic money issuers, their agents, the payment system operators and the outsourcing entities
(Official Gazette of the Republic of North Macedonia No. 271/22)
Regulation on the form and the compulsory elements of the misdemeanor payment order
(Official Gazette of the Republic of North Macedonia No. 12/23)
Decision on the type and amount of the fees for services rendered by the National bank of the Republic of North Macedonia
(Official Gazette of the Republic of North Macedonia No. 1/23)
Decision on the basis for calculation, the amount, the manner of calculation and the manner of payment of the fee for maintaining the license of payment institutions, e-money institutions and payment system operators
(Official Gazette of the Republic of North Macedonia No. 16/23)
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Payment services
Decision on executing payment transactions
(Official Gazette of the Republic of North Macedonia No. 289/22)
Decision on the leading number of the payment service providers and the standards for constructing the payment accounts
(Official Gazette of the Republic of North Macedonia No. 289/22)
Decision on prescribing the method, the format and the deadline for submitting the data and/or information of the list of the most representative services
(Official Gazette of the Republic of North Macedonia No. 276/22)
Instructions for the manner of submitting the comparison data and information on the most representative services linked to a payment account
(Official Gazette of the Republic of North Macedonia No. 16/23)
Decision on the contents, the manner, the form and the deadlines for submission and publication of data and information on payment statistics
(Official Gazette of the Republic of North Macedonia No. 12/23)
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◄◄◄ Regulation on Payment Systems and Payment Services